For information about Enrollment Periods, including Open Enrollment, visit Enrollment.
Active State Employees and Non-Medicare Members
Anthem is MCHCP’s medical plan administrator for active state employees and non-Medicare members. The HSA, PPO 1250 and PPO 750 plans are still the available plan options, and you will have access to providers through the Anthem networks.
HSA Central
Payroll deductions are set to $0 at the end of each calendar year. If you wish to continue to contribute to your HSA account through payroll deduction for 2023, you can elect an amount through the Open Enrollment process or by selecting Coverage, Future Coverage tab, and Edit next to the Optional Payroll Deduction amount in myMCHCP.
Medicare-eligible Retired Members
UnitedHealthcare® is MCHCP's medical plan administrator providing Medicare-eligible retired members a Group Advantage (PPO) plan for medical coverage. Express Scripts provides a Medicare Prescription Drug Plan for prescription drug coverage to all Medicare-eligible members who are covered by the Medicare Advantage Plan.
Updated UnitedHealthcare® Group Medicare Advantage (PPO) Plan
MCHCP and UnitedHealthcare® (UHC) recently finalized last minute enhancements to plan design for the 2023 plan year for the UnitedHealthcare® Group Medicare-Advantage (PPO) plan. The plan updates will not result in a change to the previously published 2023 Medicare Advantage Plan premiums.
MCHCP appreciates the continued partnership with UHC to provide a Group Medicare Advantage (PPO) Plan to qualifying members. Please review the updated chart that replaces Page 7 of the 2023 Medicare Advantage Enrollment Guide and Premiums here.
Refer to your UHC information packet or contact UHC at 844-884-1848 for more information.
HSA Plan
Rx Savings Solutions
Lower your prescription drug costs with Rx Savings Solutions (RxSS) - a resource that gives members the ability to save money quickly and easily. RxSS gives MCHCP health plan for medical coverage members the keys to taking charge of their prescription expenses by allowing them to compare medication prices quickly and easily. RxSS proactively alerts members when lower-cost prescription drug options become available.
Open Enrollment Webinars
myMCHCP Demonstrations Available
Plan Education Videos
MCHCP will havehas videos to educate members and explain the plan benefit options.
(Available now)
2023 Open Enrollment in myMCHCP Videos
Open Enrollment Options
Adding Coverage
To enroll dependents, you must also be enrolled in the plan(s) and provide proof of eligibility for each dependent, if not previously submitted. You may enroll in different levels of coverage for medical, dental and vision plans.
Retirees who are not already enrolled in medical, dental and/or vision coverage, cannot enroll in these plans during Open Enrollment. New dependents may only be added due to a life event. View Enrollment for more information.
Transferring Coverage
If you are a retiree and your spouse is either an active state employee or retiree, you may transfer to your spouse’s coverage or from your spouse’s coverage to your own as long as you are both eligible for coverage through MCHCP. You may transfer to either plan at any time it is advantageous to you, as long as coverage is continuous.
If you do not enroll during Open Enrollment and you are currently enrolled:
Married Employees
If you are an active state employee married to another active state employee, you each must enroll separately. If you wish to share a family deductible and out-of-pocket maximum for your medical plan, you must each enroll in the same medical plan and provide your spouse’s name and Social Security number at enrollment.
The State of Missouri offers a Flexible Spending Account (FSA) to active state employees, administered by ASI Flex. Employees are auto-enrolled to allow premiums to be deducted pretax. Employees in a PPO plan may enroll in the health care FSA, and employees in the HSA Plan can choose to enroll in a dental/vision FSA in addition to their HSA. Visit www.mocafe.com to learn more, and to set your contribution elections for next year.
Canceling Coverage
If you do not want coverage in any or all of the plans, you must cancel your coverage during Open Enrollment.
Retirees and their dependents who cancel coverage cannot re-enroll at a later date.
Active Employees
MCHCP requires proof of eligibility for covered dependents; for example, a birth certificate for your child or marriage license for your spouse. If you add dependents to your coverage during Open Enrollment, MCHCP must receive proof of eligibility by Nov. 20, 2022, or your dependents will not be added for coverage Jan. 1, 2023.
Active Employees and Non-Medicare Retirees
Unsure which plan is right for you? The myPlan Advisor tool can estimate your annual costs for each MCHCP plan. To use, log in to myMCHCP.
Online
(New HSA Plan subscribers must enroll online)
Fax
Strive for Wellness® Incentives
Active Employees and Non-Medicare retirees
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