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For information about Enrollment Periods, including Open Enrollment, visit Enrollment.

Plan Updates

Active State Employees and Non-Medicare Members
Anthem is MCHCP’s medical plan administrator for active state employees and non-Medicare members. The HSA, PPO 1250 and PPO 750 plans are still the available plan options, and you will have access to providers through the Anthem networks.

Strive for Wellness® Incentives
You must complete the requirements for the Tobacco-Free and Partnership Incentives to receive in the Incentives in 2023. Your 2022 Incentives will not carry over to 2023.

HSA Central
Payroll deductions are set to $0 at the end of each calendar year. If you wish to continue to contribute to your HSA account through payroll deduction for 2023, you can elect an amount through the Open Enrollment process or by selecting Coverage, Future Coverage tab, and Edit next to the Optional Payroll Deduction amount in myMCHCP.

Medicare-eligible Retired Members
UnitedHealthcare® is MCHCP's medical plan administrator providing Medicare-eligible retired members a Group Advantage (PPO) plan for medical coverage. Express Scripts provides a Medicare Prescription Drug Plan for prescription drug coverage to all Medicare-eligible members who are covered by the Medicare Advantage Plan.

Updated UnitedHealthcare® Group Medicare Advantage (PPO) Plan
MCHCP and UnitedHealthcare® (UHC) recently finalized last minute enhancements to plan design for the 2023 plan year for the UnitedHealthcare® Group Medicare-Advantage (PPO) plan. The plan updates will not result in a change to the previously published 2023 Medicare Advantage Plan premiums.

MCHCP appreciates the continued partnership with UHC to provide a Group Medicare Advantage (PPO) Plan to qualifying members. Please review the updated chart that replaces Page 7 of the 2023 Medicare Advantage Enrollment Guide and Premiums here.

Refer to your UHC information packet or contact UHC at 844-884-1848 for more information.

HSA Plan

  • HSA Annual Contribution Limits
  • LiveHealth® Online visits covered at 100% after deductible is met
  • Glucometers and test strips covered at 100%
  • Deductible is waived for the following prescriptions (coinsurance still applies):
    • ACE inhibitors
    • Anti-resorptive therapy
    • Beta-blockers
    • Inhaled corticosteroids
    • Insulin and other glucose-lowering agents
    • SSRIs
    • Statins

Rx Savings Solutions
Lower your prescription drug costs with Rx Savings Solutions (RxSS) - a resource that gives members the ability to save money quickly and easily. RxSS gives MCHCP health plan for medical coverage members the keys to taking charge of their prescription expenses by allowing them to compare medication prices quickly and easily. RxSS proactively alerts members when lower-cost prescription drug options become available.

Member Education

Open Enrollment Webinars

  • Active Employee & Non-Medicare Retiree
    There will be no live webinars for 2023 Open Enrollment.
  • Medicare Retiree
    Medicare-eligible retirees, survivors, long-term disability subscribers, terminated vested subscribers and Medicare-eligible dependents
    UnitedHealthcare (UHC) Group will be conducting phone meetings on the Medicare Advantage Plan. Visit the UHC website and select Enrollment information from the top menu bar. On the next page, select 2023 Open enrollment meeting schedule (pdf).

    Call 844-884-1848 for more information or visit

myMCHCP Demonstrations Available

Plan Education Videos
MCHCP will havehas videos to educate members and explain the plan benefit options.

(Available now)

  • Insurance 101
  • HSA Plan
  • Vision Benefits
  • PPO 750 Plan
  • PPO 1250 Plan

2023 Open Enrollment in myMCHCP Videos

Preparing for Enrollment

Open Enrollment Options

  • Enroll, change or cancel medical, dental and/or vision coverage
  • Add, change or cancel dependent coverage

Adding Coverage

To enroll dependents, you must also be enrolled in the plan(s) and provide proof of eligibility for each dependent, if not previously submitted. You may enroll in different levels of coverage for medical, dental and vision plans.

Retirees who are not already enrolled in medical, dental and/or vision coverage, cannot enroll in these plans during Open Enrollment. New dependents may only be added due to a life event. View Enrollment for more information.

Transferring Coverage

If you are a retiree and your spouse is either an active state employee or retiree, you may transfer to your spouse’s coverage or from your spouse’s coverage to your own as long as you are both eligible for coverage through MCHCP. You may transfer to either plan at any time it is advantageous to you, as long as coverage is continuous.

If you do not enroll during Open Enrollment and you are currently enrolled:

  • Active employees and Non-Medicare retirees in the PPO 750, PPO 1250 or HSA plans, will automatically be enrolled in the same plan through Anthem
  • Medicare retirees will continue in the Medicare Advantage Plan through UnitedHealthcare® (UHC)
  • TRICARE Supplement Plan members will continue in the same plan
  • Dental and/or Vision Plan members will continue at the same level

Married Employees

If you are an active state employee married to another active state employee, you each must enroll separately. If you wish to share a family deductible and out-of-pocket maximum for your medical plan, you must each enroll in the same medical plan and provide your spouse’s name and Social Security number at enrollment.

Flexible Spending Account

The State of Missouri offers a Flexible Spending Account (FSA) to active state employees, administered by ASI Flex. Employees are auto-enrolled to allow premiums to be deducted pretax. Employees in a PPO plan may enroll in the health care FSA, and employees in the HSA Plan can choose to enroll in a dental/vision FSA in addition to their HSA. Visit to learn more, and to set your contribution elections for next year.

Canceling Coverage

If you do not want coverage in any or all of the plans, you must cancel your coverage during Open Enrollment.

Retirees and their dependents who cancel coverage cannot re-enroll at a later date.

Proof of Eligibility

Active Employees

MCHCP requires proof of eligibility for covered dependents; for example, a birth certificate for your child or marriage license for your spouse. If you add dependents to your coverage during Open Enrollment, MCHCP must receive proof of eligibility by Nov. 20, 2022, or your dependents will not be added for coverage Jan. 1, 2023.

myPlan Advisor — available beginning Sept. 26

Active Employees and Non-Medicare Retirees

Unsure which plan is right for you? The myPlan Advisor tool can estimate your annual costs for each MCHCP plan. To use, log in to myMCHCP.

Completing your Enrollment — Enroll by Oct. 31, 2022


(New HSA Plan subscribers must enroll online)

  • Log in to myMCHCP
  • Select Open Enrollment from the menu bar
  • Make coverage selections, and save or print your confirmation page
  • If you enroll more than once, the last enrollment will override previous ones


  • Complete your Open Enrollment worksheet
  • Sign and date the sheet
  • Fax to 866‑346‑8785


  • Complete your Open Enrollment worksheet
  • Sign and date the sheet
  • Mail to MCHCP

Strive for Wellness® Incentives

Active Employees and Non-Medicare retirees

  • Log in to myMCHCP
  • Select the Incentives icon
  • Complete the Strive for Wellness® Incentive requirements by Nov. 30, 2022, to begin receiving the Incentives on Jan. 1, 2023

Strive for Wellness® Incentives

Active Employees and Non-Medicare retirees

  • Log in to myMCHCP
  • Select the Incentives icon
  • Complete the Incentive requirements by Nov. 30, 2021, to begin receiving the Incentives on Jan. 1, 2022


2023 Enrollment Guide — State Employees

2022 State Employees Enrollment Guide

2023 Enrollment Guide — Non-Medicare Retiree

2022 Non-Medicare Retiree Enrollment Guide

2023 Enrollment Guide — Medicare-Eligible Retired Members (Updated)

2022 Medicare-Eligible Retirees Enrollment Guide

2023 Dental and Vision Brochure

2022 Dental and Vision Brochure

2023 Summary of Benefits and Coverage

2022 Summary of Benefits and Coverage

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