2014 Dental Plan
About the Plan
Dental benefits have a $50 annual deductible and are limited to $1,000 annually per person. Coverage includes preventive care covered at 100%, basic and restorative services, such as fillings, covered at 80% and major services, such as periodontics, endodontics (root canals) or crowns, covered at 50%. There is a one-year waiting period for major services, which will be waived with proof of 12 months continuous dental coverage for major services immediately prior to enrollment. Delta Dental of Missouri (DDMO) offers a nationwide network of participating providers. Orthodontic services are not covered.
A new benefit period begins each year on Jan. 1.
The cost of dental insurance is paid by the employee.