2014 Dental Plan
About the Plan
Comprehensive dental benefits include:
- Diagnostic and preventive care services – such as routine exams and teeth cleanings - covered at 100%
- Basic and restorative services - such as fillings and simple extractions - covered at 80%
- Major services - such as periodontics, endodontics (root canals) or crowns - covered at 50%.
A $50 annual deductible and $1,000 annual maximum, per person per calendar year, applies to basic/restorative and major services (coverage levels B and C). There is a one-year waiting period for major services, which will be waived with proof of 12 months continuous dental coverage for major services immediately prior to enrollment. Delta Dental of Missouri (DDMO) offers a nationwide network of participating providers. Orthodontic services are not covered.
A new benefit period begins each year on Jan. 1.
The cost of dental insurance is paid by the employee.