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Open Enrollment

During the annual Open Enrollment period, active employees may elect coverage and/or change coverage levels to be effective the following January 1.

You may also enroll you and your eligible dependents for coverage if one of the following occurred:

You waived your right to insurance when you were first eligible
You did not enroll your eligible dependents
You dropped coverage on yourself or your dependents during the year

If Open Enrollment is over and you need to change your Open Enrollment plan selection, an appeal must be made to the MCHCP Board of Trustees by the end of January. After January 31, no appeals for plan changes can be made. You may change plans during the next Open Enrollment period

If you are a terminated vested, long-term disability or survivor subscriber, you may change from one plan to another during Open Enrollment but you cannot add eligible dependents.