Smart Steps® Eligibility Guidelines

• To participate, you and your spouse (if covered) must be enrolled in an MCHCP medical plan.
• Taking the PHA and participation in the Smart Steps® program qualifies you for a lower health insurance premium or incentive rate.
• If you cover your spouse, you both must take the online PHA each year and participate in either the Lifestyle Ladder or the Smart Steps® program to qualify for the incentive rate.
• If you qualify for Smart Steps®, you are not eligible to participate in Lifestyle Ladder.
• If you or your spouse discontinues participation during the year, your premium will increase.
• New employees are eligible for participation in Smart Steps®, and you will receive the incentive rate until the end of the current plan year. The next Open Enrollment, you may take the online PHA to continue receiving the incentive rate and participate in the program.

Additional disease management programs may be available through your medical plan.