Enrolling Due to Life Events

Under the federal Health Insurance Portability and Accountability Act of 1996 (HIPAA), an employee who experiences certain life events may enroll under a special enrollment period. These life events include marriage, birth and adoption or placement of an adopted child. When one of these events occurs, you and any eligible dependents may enroll in the medical, dental and/or vision plans. Changes must be consistent with the life event.

If you qualify to enroll due to a life event, you have 31 days within the date of the occurrence to enroll. The appropriate premium is required for the entire month coverage becomes effective. See Adding New Dependents for more information.

Although newborns will be added the month of their birth, other dependents’ effective date of coverage will be the first of the month following or coinciding with receipt of the form and proof of eligibility.