Effective Date

The effective date of your coverage is the first of the month coinciding with or following your eligibility date and the date your enrollment is received by MCHCP. If your enrollment is received by MCHCP prior to your eligibility date, you may elect coverage on your eligibility date or the first of the month following that date. Specify on the Change/Cancellation (M-2) form the date you want coverage to begin.

Example: Your eligibility date is June 1 and you completed your enrollment on June 20. Your effective date is July 1. If your enrollment is received by MCHCP on May 31, your coverage goes into effect on June 1 or (if requested) July 1.

Your effective date of coverage cannot be prior to the date of receipt of your enrollment by MCHCP.

Payment for your first month’s premium must be made by check or regular payroll deduction. Double deductions may be taken to pay for your first month’s coverage depending upon the date your enrollment is received and the date you specify as your effective date. Subsequent premium payments are deducted from your payroll.

If you do not elect coverage during your eligibility period, you are considered a late entrant.